Tailored Financing for a Wide Range of Property Types

Commercial loans can be used for a variety of property types, including multifamily buildings (typically 5+ units), industrial spaces, hospitality, office, and retail properties. Whether you’re acquiring your first commercial asset or adding to a robust portfolio, the loan can be structured to fit the scope of your project. These loans can also finance renovations, ground-up construction, or the repositioning of underperforming properties — making them a powerful tool for value creation.

Focus on Property Performance and Cash Flow

Unlike residential mortgages, commercial lending relies more heavily on the property’s income potential. Lenders evaluate net operating income (NOI), cap rates, and debt service coverage ratios (DSCR) to determine loan eligibility. This allows the property itself to serve as a primary qualifier, which can be advantageous for borrowers with non-traditional income or complex financials. The result is a loan that aligns with the asset’s performance — not just your personal financial profile.

Flexible Terms, Creative Structures, and Growth Potential

Commercial loans come with a wide range of options — from short-term bridge financing to long-term fixed-rate structures. Interest-only periods, balloon payments, and refinancing options allow you to structure your debt to fit your investment strategy. Whether you’re growing a real estate portfolio or funding a business expansion, these loans give you the capital and control needed to scale. And with the right guidance, you can position your commercial investment for long-term success and return.